NAIROBI, Kenya – The Higher Education Loans Board (HELB) has rolled out a new loan facility targeting civil servants seeking to advance their education.
The programme, part of the Training Revolving Fund, is available to employees of the national and county governments, the Teachers Service Commission (TSC), and the National Police Service (NPS).
According to HELB, the fund will finance a wide range of qualifications — from certificates and diplomas to higher national diplomas, Master’s degrees, PhDs, and professional courses — offered by recognised Kenyan universities and training institutions.
“This fund is set aside for the Ministry of Public Service to work in collaboration with HELB for civil servants in the national and county governments, NPS, and TSC to pursue certificates, diplomas, higher national diplomas, Master’s, PhD, and professional courses,” the board said in a Wednesday statement.
Civil servants can borrow up to Sh500,000 per year, with repayments spread over 72 months through a check-off system.
The loans attract a 4 per cent interest rate on a reducing balance and carry no processing fees.
Eligibility
Applicants must have an admission letter from a recognized Kenyan institution and submit certified copies of their three most recent payslips, showing they retain at least one-third of their basic salary after deductions.
They must also provide copies of their national ID, KRA PIN, and recent coloured passport photographs.
Two guarantors employed in the civil service are required, with copies of their IDs attached to the application.
Application Process
Applications are submitted via the HELB student portal. Applicants must register with their National ID and email, complete their profile, fill in the “Civil Servants Training Revolving Fund” loan form, and upload supporting documents.
After printing and signing the form — and securing official stamps from relevant authorities — the entire package is scanned into a single PDF and emailed to HELB.
The fund aims to boost skills and career prospects among civil servants while easing the financial burden of further studies through affordable, long-term repayment terms.



