NAIROBI, Kenya – The Central Bank of Kenya (CBK) has invited Kenyans to submit feedback on two draft policy frameworks aimed at strengthening financial inclusion and regulating the credit guarantee business.
The first, the National Financial Inclusion Strategy (NFIS) 2025–2028, seeks to build on previous gains while addressing fragmentation in current policies and initiatives targeting financial access.
CBK said the new plan will enhance coordination among government agencies, financial institutions, innovators, and development partners working in the sector.
“The strategy seeks to coordinate financial inclusion initiatives in the country, address fragmentation in policies and programmes, and create synergy among stakeholders in advancing the financial inclusion agenda,” the regulator noted.
The draft NFIS has been published online and is open for public comment until October 9, 2025, at 5 pm.
Submissions can be made via a form provided by CBK, by email to NF**@************go.ke, or in writing to the Director of Research at CBK’s headquarters in Nairobi.
In a related move, CBK has also issued the draft Central Bank of Kenya (Credit Guarantee Business) Regulations, 2025, which set out licensing and governance requirements for entities offering credit guarantees in the country.
The framework follows amendments to the CBK Act under the Business Laws (Amendment) Act, 2024, and will require all entities providing credit guarantee services to be registered or licensed by the bank within five years.
CBK emphasized that properly regulated credit guarantee schemes are vital in supporting sectors such as micro, small and medium enterprises (MSMEs), which continue to face challenges in accessing affordable credit.
The draft regulations are available on CBK’s website, with comments due by October 15, 2025.
Submissions may be made online, by email to fi*@************go.ke, or addressed in writing to the Director of Bank Supervision at CBK.
Together, the two initiatives highlight the regulator’s effort to not only broaden financial access but also ensure stronger oversight of entities critical to Kenya’s economic growth.
